The urban_terror.zip file you have requested: Skins / Players / CS: Source Urban Terror Terrorist - 1.92mb is not available. Perhaps try browsing all files for the game Counter-Strike: Source and upload any files you want to share or are missing. This is the only information we could locate:
This is a reskin of the Terrorist model by |Mencace|. The colors on the vest, arms, and legs have been changed to something more suited to an "urban" enviroment. By looking closely at the shoulds and arms, it's possible to see stains from dirt, etc on the white shirt, which gives the skin a used appearence. Also, the lighter color would help the skin blend in well on levels such as Dust, or Aztec.