So Im'a gonna move on out of home soon, finally. Im looking at the next few weeks type of period.
I've gotten monthly expenses down to the following and im basically just wondering if I forgot anything!
Total Rental Expense per Month: Rent: 740 Petrol: 200 Food: 240 Car In: 120 Health In: 60 Mobile: 29 Utilitys: 120 Express Saver: 120 Credit Card: 10 Internet: 60 VOIP: 10
Total: 1589 Income: 1280 Assistance: 110 Total: 1380 Credit Fall Back: 500
Yes im aware im spending more then I earn, but thats not the point, that was always going to happen. I plan on splitting the rent with a mate, if I split rent, The internet, VoIP, and possibly Utilitys will also be split. Food is based on 60AUD a week for myself (I don't eat that much heh) Express Saver expenses is a per monthly automated transfer that is taken from my account and put into an "Emergency" savings account. So if my main account, that isn't my credit account ever runs out of dosh, I'll have 120 fall back, Its included in expenses, because its money I never see unless I have to (Car registration, emergency petrol, emergency rent etc)
What else have I forgotten to include in moving out expenses? Things that may often be forgetting that the parents are paying for?
Congrats! Two things that appear to be missing are clothes and entertainment. 124 € for food will also be tough in the long run unless you make every meal yourself, but perhaps food is cheaper there.
Well tbh I had no real idea on food. I know my olds spend around 140 - 160 a week on food for 3 of us, when my sister was here the amount was the same, 140 - 160 for 4 of us. So I kind of based it on that, 60 a week. Entertainment while an expenses, I didn't consider it a "Must Have" expense, so didn't include it, Clothes on the other hand though...
Most I already have and are in fine condition, so its not like they need replacing soon. But I think 120 a month will suffice for clothes, I probably won't even use that much
moving out is good but hard.. there was a time that i only ate once or twice a day to cover up for rent.. because its hard to find a job.. well after i found a job all of my saving are all gone so its hard for me to catch up with the expenses but luckily i made it..
one advice is before you move out you should have a job there or else it will be hard...
How about Foxtel or Austar? Clothes shouldn't worry you. You can leech off your parents for things like that; at least until you are more financially secure yourself. Junk angel has a good point about laundry, but otherwise, it looks like you have your list covered.