Houses! 11 replies

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Andron Taps Forum Mod

Faktrl is Best Pony

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#1 4 years ago

So it's sort of a dream of mine that when I retire I'll have a lovely Victorian-style house with a nice living room for book space and ventilation for my retirement pipe =p

The market is obviously going to be between $375k-500k. My plan is to work my way up through a decent paying job involving mathematics or AI (my current major is mathematics with a minor in CS with plans for graduate school in either AI, or applied mathematics, or both.) Until I actually (hopefully) managed to save up enough money to purchase such a house, I was interested in purchasing all up front at once. Obviously I realize there are pros and cons that go along with such a thing, namely fees and legal meetings, but I was wondering if any of you have ever even heard of such a thing except by multimillionaires.

I've looked up several likely routes of questioning, but so far Google hasn't given me what I need =p

Any ideas or information suggestions or advice?

Also, this is one house that I quite liked, but it more than likely won't be on the market in, say, 30-40 years. If you've never seen a Victorian-style house before, this is what they look like:

OldHouses.com - 1887 Victorian - Beautiful Victorian with European Flair in Chestertown, Maryland

:)


"I'd shush her zephyr." ~ Zephyr.



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#2 4 years ago

Adrian, you always seem to put exclamation marks in your thread titles. Excitable, huh? On topic, I just want a small, cozy house. Either a chalet in the Alps or an apartment somewhere in a big city. Preferably a cold city.




Andron Taps Forum Mod

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#3 4 years ago
Uchuujin;5742965Adrian, you always seem to put exclamation marks in your thread titles. Excitable, huh?

I haven't noticed :confused:


"I'd shush her zephyr." ~ Zephyr.



Lindale Forum Mod

Mister Angry Rules Guy

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#4 4 years ago

[COLOR=Blue]Go somewhere like Connecticut. 90% of the houses are Victorian, and you will find entire neighbourhoods of nothing but Victorian houses. All you need to do is simply close your eyes, and point in a random direction, and there is a Victorian. :rolleyes: [/COLOR]


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Andron Taps Forum Mod

Faktrl is Best Pony

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#5 4 years ago

Mmm :smokin:

Also, did I mention I'd like to have a margarita bar? :Profiler:


"I'd shush her zephyr." ~ Zephyr.



FileTrekker Über Admin

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#6 4 years ago

Realistically speaking, very very few people can afford to save up enough money to purchase a home outright except in the highest paid of jobs.


Danny King | Community Manager | GameFront.com



Andron Taps Forum Mod

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#7 4 years ago

That's why I'm starting the process now :D


"I'd shush her zephyr." ~ Zephyr.



Nemmerle Forum Mod

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#8 4 years ago

If the worst comes to the worst, you could always build one, or have on built. Of course you'd have to learn about the process, rather than being one of those muppets that thinks, "Oh, I'll just build it, I know what I'm doing." But while it seems to be difficult it doesn't seem to be impossible - I've seen/heard of people who've done it before.

Then you can have it in whatever style you like, provided you can get planning permission.




AlDaja

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#9 4 years ago

If you are in the States, look for HUD and/or bank foreclosure properties. Locate an authorized HUD agent and you can practically walk in and get a house of your choosing for little to nothing, especially with interest rates as they are and down payment assist. I was fortunate to purchase my house in 2007 before the market crashed. It was a distressed $280K property; six bedroom with two car garage. We placed a bid and got the home for $110K. Waited until last year to do a refi and our current mortgage went from $1500 to $640 a month.




MoreGun89

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#10 4 years ago

Build, build, build your credit, it will assist in getting you a better mortgage loan and rates. Buying the house outright is an awesome thing, but not always feasible. This may help get your goal slightly faster, just make sure you can afford the payments AND bills!


Mother Banhammer



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