Seeing how everyone's giving you advice on permissions and models, I figure I'll leap off the bandwagon here.
First off, do not model the wrappings around his torso. Wasted polygons and you'll have a hell of a time rigging it later. Texture them on afterwards. Second, the tabbard doesn't extend that far out over his shoulders. Third, the piece of cloth hanging off the back should follow the angle of the legs, otherwise when you rig it, it'll either have to hang straight down at all times or it's gonna get so collapsed that you can barely see it.
good tips ;]